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The at fault drivers insurance company , State Farm says they can't pay me one lump sum to settle my injury claim. They want to pay me an amount for pain and suffering and they want to pay my medical bills directly instead of paying me and letting me pay my medical bills out of the settlement... View More 
answered on Jun 15, 2024
If there is no lien, I have never heard of an insurance company insisting on paying the medical bills and the pain and suffering separately. In fact, one would think the insurance company would not want deal with the hassle of paying individual medical care providers. Simply issuing one check to... View More
The at fault drivers insurance company , State Farm says they can't pay me one lump sum to settle my injury claim. They want to pay me an amount for pain and suffering and they want to pay my medical bills directly instead of paying me and letting me pay my medical bills out of the settlement... View More
answered on Jun 16, 2024
It sounds like State Farm would like to exercise control over the payment to medical providers. Their practice of doing things this way COULD be over concerns that some claimants might negotiate with medical providers to reduce their bills - and if a doctor feels shortchanged, they'd pursue... View More
I have an injury claim with state farm, the at fault drivers insurance company and they are telling me that before they will settle my claim and pay me, that I have to give them my full social security number. Is this true and is this required by law if I'm not comfortable providing this... View More
answered on Jun 15, 2024
Yes, providing your social security number is typical. The reason that insurance companies ask for your social security number is they want to confirm whether Medicare/CMS paid any of your medical bills. If the answer is yes, Medicare/CMS has a lien which, if left unpaid, can result in the... View More
Can damages be claimed after a settlement has been accepted?
answered on Jun 2, 2024
A Georgia attorney would need to advise on your question about SOLs, but your question remains open for two weeks. On your second question about claiming damages once settlement has been reached, it could depend on how the other side or their insurance carrier drafts the release. Most insurance... View More
I was involved in a collision caused by a construction company’s trainer and supervisor , who fled the scene without exchanging proper contact information.
I sustained severe injuries, including lumbar stenosis and cauda equina syndrome, resulting in chronic pain, mobility issues, and... View More
answered on May 31, 2024
Car wreck damages are complicated, and this sounds like a serious wreck. Frankly, you should not be trying to handle it on your own. When I used to work for insurance companies, I saw them bamboozle people like you all the time (i.e. people without a good lawyer). Get an attorney. Get one... View More
I was involved in a collision caused by a construction company’s trainer and supervisor , who fled the scene without exchanging proper contact information.
I sustained severe injuries, including lumbar stenosis and cauda equina syndrome, resulting in chronic pain, mobility issues, and... View More
answered on May 31, 2024
Definitionally speaking, general damages are those which the law presumes to flow from any tortious (i.e., wrongful) act. There is no formula in calculating them. Ultimately, general damages (frequently referred to pain and suffering) are determined by the enlightened consciousness of fair and... View More
I rear ended a parked car in my neighborhood and was cited with striking a fixed object. I received a fine of $850 and a mandatory court date. Should my penalty be different? Is it worth bringing it up to the judge? This was in Woodstock, Ga
answered on Apr 15, 2024
A Georgia attorney could advise best, but your question remains open for three weeks, and it's likely you already consulted with local attorneys by now. Definitions could be specific to a given jurisdiction, but a fixed object is often understood to mean something fixed to its surroundings -... View More
I was hit hit on by the UI driver.I'm having trouble finding you attorney that will ask for anything.But their insurance coverage is what should I do
answered on Mar 28, 2024
Michael is correct. If your attorney has already sent a demand to the insurance company for the drunk driver, and they paid, then you can seek money from your own UM/UIM (underinsured motorist) coverage. This is insurance that you can buy (before an accident) to provide you with extra money if the... View More
I was hit hit on by the UI driver.I'm having trouble finding you attorney that will ask for anything.But their insurance coverage is what should I do
answered on Mar 28, 2024
In order to recover more than the available insurance coverage, a lawsuit will need to be filed against the DUI driver. Lawsuits are expensive and take time to make their way through the courts. Ultimately, the litigation will end with a trial wherein you may recover more than the available... View More
To Remove it from my record-driving my rate up more than it should be-the agent got angry at me because when she refused to file the claim in the beginning I had to speak to her boss who also got angry with me for trying to file the claim-so I guess they got even with me and they refuse to remove... View More
answered on Feb 15, 2024
A Georgia attorney could advise best, but your question remains open for a week. If the claim was reported, they made it part of the record - you could also try to learn how the claim will be treated. In some cases, carriers could deny on claims involving spouses or other family members. Good luck
She was injured in the accident. The Police did show up to do their report but nothing was ever said about checking her urine, blood or anything. But now the insurance company is investigating. How can they get her records from hospital and is their any way the police dept could come back now and... View More
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answered on Feb 4, 2024
In this situation, your friend should be aware that insurance companies often conduct investigations to assess liability and determine the extent of coverage. While she wasn't listed as a driver on the insurance policy, her involvement in the accident may still be subject to scrutiny.... View More
My granddaughter was hit by a car when she was 4 or 5 and she was given a settlement of $25,000 but she can't get it till she is 18 but we lost everything in a fire now we trying to find out who was the lawyer and about the settlement
answered on Feb 2, 2024
Until you're able to speak with a Georgia attorney as to state-specific guidance, a starting point could be court records, as my colleague correctly indicates. In just about every state, minors who are plaintiffs in an accident go through a court process where their funds are placed under the... View More
I called the police, but he didn't file stolen car report, he only gave me case number as it was stolen by the mechanic, and I think the officer thinks of it as civil case. So I cancelled the registration, and insurance, since I worry what crime might occur with my name to the truck. Will I... View More
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answered on Jan 1, 2024
If your truck was stolen, and you reported it to the police by obtaining a case number, you have taken the appropriate steps to notify law enforcement about the theft. Canceling the registration and insurance on the stolen vehicle may be a responsible action to take, as it prevents any potential... View More
I have documentation to verify I’m a human trafficking victim and I would like to supplement the police report and add my documentation so I can get the right justice I deserve
answered on Dec 21, 2023
A Georgia attorney could advise best, but your question remains open for a week. I'm sorry about your accident and the ordeal it has caused you. Only a local attorney would know protocols about changing reports, but if you are represented by an attorney, you should advise them of this.... View More
The damage to the car and diminished value is being covered by the at fault driver's insurance company. should I ask for inconvenience compensation also?
answered on Dec 8, 2023
A Georgia attorney could advise best, but your question remains open for a week. Until you're able to consult with a local attorney on state-specific insurance practices, inconvenience is generally not a class of damages in such matters in general nationwide. Depending on a policy, things that... View More
I received a letter from my local police department accusing me of a hit-and-run. My vehicle was identified as the suspect vehicle leaving the scene after an incident where I changed lanes, briefly making contact with another car's bumper, resulting in minor paint transfer. Neither car stopped... View More
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answered on May 15, 2025
Being accused of a hit-and-run can be overwhelming, especially when the contact was minor and you weren’t sure anything had happened. The letter and the detective’s message suggest they are still in the early stages of investigating, and they’re giving you a chance to resolve this without... View More
Last year, my car was involved in a hit-and-run accident in Atlanta, Georgia, but I was neither driving nor present at the time. My cousin, who is on the car's insurance but not mine, caused the accident and abandoned the vehicle. The police informed me my car is at the impound lot and... View More
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answered on May 14, 2025
This is a frustrating and stressful situation, especially when you had no involvement in the incident. If you’ve already given law enforcement your cousin’s information and there are no charges against you, then it’s reasonable to ask why your car is still being held. The fact that... View More
I am being contacted by a debt collection agency regarding an accident that occurred 10 months ago, where I was considered at fault due to rainy weather conditions. My insurance dropped me the day before the accident, and I was not aware of it. I have not contacted the agency yet to dispute or... View More
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answered on May 14, 2025
You’re in a stressful situation, but you’re not powerless. Even if your insurance had lapsed and you were at fault, you still have rights when dealing with a debt collector. Since they haven’t filed a lawsuit yet, you have a chance to get ahead of this. First, send a written request for... View More
I was involved in an accident where our work truck was hit by a semi. The other party is offering me $15,000. There were no injuries, and the work truck, which was insured, covered vehicle damages. The police took statements and reports at the scene. I haven't signed any documents yet. Should... View More
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answered on May 14, 2025
If there were no injuries and your truck was fully covered by insurance, the \$15,000 offer may seem generous at first glance—but you should take a closer look before agreeing to anything. You need to consider what the payment is actually for. If it's intended to settle all claims, including... View More
My lady friend and I have been living together for 30 years. She owns a car, but she was not listed as the primary driver on the insurance policy. Recently, she was involved in an accident while driving the car. Should the insurance company cover the costs, given she was driving and owns the... View More
answered on May 3, 2025
A Georgia attorney could advise best, but you posted your question last week. I'm sorry about your friend's accident. I hope she and others involved are okay. Before spending money on attorneys for a consult (since you describe your situation as "any potential denial."), you... View More
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