The question does not describe when the policy which covered the vehicle on the date of accident was issued. Illinois law requires a policy holder to read/review the policy when it is issued to verify they have the insurance coverage they requested and if unsure, to contact their agent/broker to... View More

How is the HOA liable? The HOA didn't do anything. On your facts, "roofers discovered an unconnected HVAC exhaust pipe releasing hot air into our attic, causing condensation and extensive mold growth." According to you, the individual or company responsible for disconnecting the... View More

Harassment is a legal finding, NOT something that can be simply be asserted by a party. You give no example of the conduct that you allege constitutes harassment. If you signed a contract with a choice of laws clause that mandates Illinois jurisdiction, that is where you are. Be careful!... View More

First things first. Begin by contacting the dealer and requesting the name and contact information of the insurance company. In the future, avoid the situation by comparing various insurance carriers ahead of time and advising them of your intention to purchase this make and model vehicle so... View More

Theodore J. Harvatin Lawyers, want to be a Justia Connect Pro too? Learn more ›
answered on Feb 28, 2025

It is not the judge who orders it. The safety responsibility law requires anybody who receives court supervision for no insurance ticket and then later purchases insurance and brings proof to court to carry SR 22. If on the other hand, you had insurance at the time of the ticket and simply did... View More

Hello,

We understand the distress caused by cryptocurrency scams, particularly when financial platforms deny liability. Given the nature of your case—unauthorised transactions on CashApp and Coinbase—you may have several legal and strategic options to pursue recovery.

Immediate... View More

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answered on Nov 24, 2024

I’m very sorry for the serious injuries suffered by your grandchildren. Both the manufacturer and installer can be held liable, and possibly strictly liable, for your grandchildren’s injuries under product liability, negligence, and possibly breach of warranty theories.

Proving... View More

This is not a legal question but I will answer it as best I can from personal experience. When you purchase car insurance, car rental coverage is usually defined by duration and the amount payable per day. For example, 30 days at $50 per day. The duration is generally fixed at 30 days. The only... View More

I would contact a consumer protection attorney that is familiar with the Truth in Lending Act. Depending on the circumstances, you may have a case and a consumer protection attorney will likely offer you a free consultation and may not charge you anything up front if there is a case to bring.

This never happened. That is what a judge will tell you. To have an enforceable contract, you secure a bid/quote on SPECIFIC WORK, how it is to be done, when it is to be done, who is responsible for the work permits, what it will cost, and how long it is guaranteed.

You need to provide... View More

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answered on Mar 7, 2024

Using a celebrity's name in an educational course title can be tricky, as it may raise concerns about intellectual property rights and potential false endorsement. However, there are ways to reference Taylor Swift's name in your course title that are more likely to fall under fair use for... View More

The affidavit of heirship is important when opening an estate. Some counties have pdf forms other require original typed word documents. You essentially need to identify the spouse and children. If there is no surviving spouse or child, then make sure there is no survivor of a predeceased child. If... View More

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answered on Jan 3, 2024

In your situation with a car that's costly to repair and still under a significant loan, there are a few options to consider. Firstly, check if your car is still under any kind of warranty. If it is, some or all of the repair costs might be covered, reducing your financial burden.

If... View More

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answered on Dec 20, 2023

In Illinois, it is generally legal for a store to issue store credit to a customer without requiring a purchase or return. Stores may offer store credit as part of promotions, loyalty programs, or goodwill gestures. However, the specific terms and conditions regarding the issuance of store credit... View More

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answered on Jul 6, 2025

In Illinois, eligibility for traffic school—known as Court Supervision—can depend on the nature of the offense, your prior driving record, and the judge’s discretion. Since this citation involves speeding in a work zone, and workers were reportedly present (even if not visible in the photo),... View More

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answered on Jul 6, 2025

You’re facing a frustrating and unfair situation, and your documentation will be your strongest ally. If you received written confirmation from both the insurance company and the surgery center stating that the provider was in-network before your procedure, that creates a clear basis to challenge... View More

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answered on Jul 6, 2025

First, you're doing the right thing by involving law enforcement and cooperating with a detective. That sets the foundation for any potential criminal charges and may help uncover who is behind the scam. While criminal investigations focus on prosecution, they may not always lead to recovery... View More

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answered on Jul 6, 2025

Yes, in Illinois, a hospital can legally send your account to collections even if you are making consistent payments, unless there is a formal payment agreement in writing that they have accepted. Making voluntary payments does show good faith, but without the hospital’s official acceptance of... View More

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answered on Jul 6, 2025

You cannot legally sell the contractor’s tools to recover your losses without first giving proper notice and following due process. Even though the work was incomplete and you’ve been financially harmed, the tools still belong to the contractor. Selling them without consent could expose you to... View More

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answered on Jul 5, 2025

What you’re dealing with is incredibly frustrating, especially when you acted in good faith and received a defective product through no fault of your own. Amazon's refusal to issue a refund to your original payment method—even though the item was defective and not returnable—is a... View More